Tanzania's ongoing decentralization process for water governance has created a significant public financing gap for cash-strapped rural water schemes. This thesis examines the potential for digital credit financing to bridge the public financing gap for rural water schemes in Tanzania using (1) country-wide data on digital financial inclusion and rural water access and (2) two case studies of digital credit financing in the rural water sector to explore the viability of a digital credit financing model. The thesis received Plan II Model Thesis & Special Honors Distinctions.
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